PBK has been offering a specialized program of consumer household credit for the very poor & hardcore poor. PBK recognized the demand among the very poor & hardcore poor for financial services that took into account their already precarious life situation, and offer them an opportunity to access necessary household goods. The household consumption credit program is PBK’s innovative response to an expressed need. PBK has learned that even the poorest families can increase their household assets if given access to credit. This is to be noted that consumer credit program was started 5 years ago with 1 lakh taka working capital having only 8 workers full time employed and currently working capital increased 4 million taka where 260 poor women are employed.

Consumer Credit Program Current Status up to May 06